Paying for long-term care (LTC) poses a serious dilemma for seniors according to a recent study by Boston College's Center for Retirement Research. … [Read more...]

An elderly person needs long term care when he or she can't handle normal daily activities such as bathing and eating. Someone must step in and help … [Read more...]

Universal life insurance is a type of permanent life insurance providing low-cost life coverage (like term) to protect dependents, while offering an … [Read more...]

The government has devised a plan that will help you stay out of a nursing home and it's hard not to agree with Congress' intent. After all, who … [Read more...]

You may wonder how you actually get paid for claims on your long term care policy. This is an issue that should be understood before you … [Read more...]