You can use life insurance to pay for final expenses, estate taxes, or leave an estate for the use of your heirs. Here are some policy types to choose … [Read more...]
Use No Cash Value Life Insurance to Maintain a Legacy Against Asset Forfeiture to Medicaid and Long-term Care Expense
All too often retirees find themselves doing last minute estate planning. One instance is when they realize that eventual long term care costs may … [Read more...]
Use an Immediate Annuity/Life Insurance Combo to Transfer Your IRA to Heirs
Are you planning to transfer your Individual Retirement Account (IRA) assets to your spouse or children after your death? If so, beware: you may think … [Read more...]
Universal Life Insurance Versus Whole Life Insurance―Which Is Better?
With whole life insurance, the insurance company takes the risk of making you a guarantee and then meeting that guarantee. The insurance company makes … [Read more...]
Under-estimating the Impact of Out-of-Pocket Medical Costs Could Threaten Your Comfortable Retirement
A new study shows that healthcare could cost retirees more than $200,000—even with Medicare coverage. Can you invest enough to make up for any … [Read more...]
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