While fixed annuities offer both safety and tax deferred interest accumulation for millions of retirement savers, the annuity proprietors can't … [Read more...]
Reduce Taxes Now- Convert to Roth IRA Before Tax Rates Increase
We have talked before about the 2 ways a Roth account reduces taxes-- tax-free growth and tax free withdrawals that a Roth IRA offers you and your … [Read more...]
Reverse mortgages can turn your home’s equity into spending dollars
If you are retired, you may have discovered that your current income is insufficient to meet your living expenses, especially if you have unexpected … [Read more...]
If You Can Save in Retirement, Put It Where It’ll Count
In economic downturns everyone tends to tighten their budgets, and that includes retirees. In fact you may find you're actually saving in retirement … [Read more...]
Take an ‘in kind’ IRA Distribution If You Expect Its Value to Increase
Once you've reached age 70½, you must take a minimum required IRA distribution (MRD) each year. But if you don't need the cash to live on and you … [Read more...]
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