When you get a quotation for term life insurance, the premium is fixed. There's no negotiation or bargaining because the insurance company has … [Read more...]

What is the estate tax and who pays? Estate taxes can cut into your legacy. When you die, they're imposed on your net estate value after deductions … [Read more...]

Life insurance compensates the death of someone with money. If the insured is a source of income or other financial benefit to someone, then life … [Read more...]

Do you own a life insurance policy that you no longer can afford or want? Perhaps you're tempted to sell it to an investor who has offered you a way … [Read more...]

Do you own a cash-value life insurance policy? Do you have intentions to make charitable gifts either now or at death?  Then combine the two for the … [Read more...]