All too often retirees find themselves doing last minute estate planning. One instance is when they realize that eventual long term care costs may … [Read more...]
Use an Immediate Annuity/Life Insurance Combo to Transfer Your IRA to Heirs
Are you planning to transfer your Individual Retirement Account (IRA) assets to your spouse or children after your death? If so, beware: you may think … [Read more...]
Universal Life Insurance Versus Whole Life Insurance―Which Is Better?
With whole life insurance, the insurance company takes the risk of making you a guarantee and then meeting that guarantee. The insurance company makes … [Read more...]
Turned Down for Life Insurance? – Here’s What to Do
You're in good health and see your doctor regularly. So what can you do if your life insurance application is declined based on the results of the … [Read more...]
The Downside of Universal Life—Easy to Fix if you Stay Aware
Universal life now accounts for 40% of life insurance sales. It's a leading choice because: Your universal life plan will let you adjust your … [Read more...]
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