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Use No Cash Value Life Insurance to Maintain a Legacy Against Asset Forfeiture to Medicaid and Long-term Care Expense

Posted on March 19, 2013 by bobrichards

Use No Cash Value Life Insurance to Maintain a Legacy Against Asset Forfeiture to Medicaid and Long-term Care Expense

All too often retirees find themselves doing last minute estate planning. One instance is when they realize that eventual long term care costs may … [Read more...]

Use an Immediate Annuity/Life Insurance Combo to Transfer Your IRA to Heirs

Posted on March 18, 2013 by bobrichards

Use an Immediate Annuity/Life Insurance Combo to Transfer Your IRA to Heirs

Are you planning to transfer your Individual Retirement Account (IRA) assets to your spouse or children after your death? If so, beware: you may think … [Read more...]

Universal Life Insurance Versus Whole Life Insurance―Which Is Better?

Posted on March 17, 2013 by bobrichards

Universal Life Insurance Versus Whole Life Insurance―Which Is Better?

With whole life insurance, the insurance company takes the risk of making you a guarantee and then meeting that guarantee. The insurance company makes … [Read more...]

Turned Down for Life Insurance? – Here’s What to Do

Posted on March 15, 2013 by bobrichards

Turned Down for Life Insurance? – Here’s What to Do

You're in good health and see your doctor regularly. So what can you do if your life insurance application is declined based on the results of the … [Read more...]

The Downside of Universal Life—Easy to Fix if you Stay Aware

Posted on March 9, 2013 by bobrichards

Universal life now accounts for 40% of life insurance sales. It's a leading choice because:   Your universal life plan will let you adjust your … [Read more...]

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Recent Posts

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  • How to Pay Lower Taxes on IRA Distributions
  • Retired and Stocks Losing Value

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