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Long Term Care -- Custodial Care Versus Skilled Care

Posted on May 4, 2012 by bobrichards

Many people expect Medicare to pay for their long-term care. Unfortunately, Medicare only pays for medically necessary skilled care, and then only … [Read more...]

Tax Break for Home Sellers

Posted on May 4, 2012 by bobrichards

In 1997, American residential property owners received a significant tax break. The Taxpayer Relief Act granted property owners the advantage of not … [Read more...]

Considerations When Using an Irrevocable Life Insurance Trust

Posted on May 4, 2012 by bobrichards

An irrevocable life insurance trust (ILIT) is a valuable estate planning tool. With it, you can create a legacy that bypasses probate, reduce your … [Read more...]

Tax Savings for your Fixed Annuity

Posted on May 3, 2012 by bobrichards

While fixed annuities provide both safety and tax deferred interest accrual for hundreds of thousands of retirement savers, the annuity policy holders … [Read more...]

Long-term Care Insurance Policies - Your Choices

Posted on May 2, 2012 by bobrichards

With life expectancy increasing, our eventual need for long term care grows more probable. Purchasing a long term care policy is a reasonable way to … [Read more...]

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