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Will Long-Term Care Expenses Force You To “Spend Down” Your Wealth?

Posted on March 29, 2013 by bobrichards

Will Long-Term Care Expenses Force You To “Spend Down” Your Wealth?

How would you pay for nursing home care or other types of long-term medical care? Many people believe that Medicare will cover the bills. But the fact … [Read more...]

Why Do Some Families Establish a Life Insurance Trust?

Posted on March 26, 2013 by bobrichards

Why Do Some Families Establish a Life Insurance Trust?

Irrevocable Life Insurance Trusts (ILITs) are planning tools used to keep life insurance proceeds outside of the taxable estate. The life insurance … [Read more...]

Who Will Coordinate Your Long Term Care Needs when you are Disabled?

Posted on March 25, 2013 by bobrichards

Who Will Coordinate Your Long Term Care Needs when you are Disabled?

Seniors often buy long-term care insurance to feel comfortable knowing that there can be an additional source of income available for special care in … [Read more...]

When is Permanent Insurance Really Necessary?

Posted on March 24, 2013 by bobrichards

When is Permanent Insurance Really Necessary?

For millions of Americans, the choice between term insurance and permanent insurance can be a confusing one. A number of variables factor in to … [Read more...]

What You Should Know About Life Settlements and Your Options

Posted on March 23, 2013 by bobrichards

What You Should Know About Life Settlements and Your Options

A life settlement (aka senior settlement) involves selling an existing life insurance policy to a third party for more than the policy's cash … [Read more...]

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Recent Posts

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  • Retired and Stocks Losing Value

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