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Is a Fee Only Financial Advisor for You?

Posted on September 12, 2008 by bobrichards

Financial advisors charge in two basic ways—they earn transaction commissions on the products you buy or you pay them directly for their time or … [Read more...]

Free Retirement Planning

Posted on September 11, 2008 by bobrichards

We've all heard the saying, "there's no such thing as a free lunch," but in fact, there is.  Many financial planners will invite you to a free lunch … [Read more...]

Sources of Retirement Income You Control

Posted on September 9, 2008 by bobrichards

Many retirees lack control over 50% or more of their retirement income.  For example, if a retiree has income of $50,000 annually, and $30,000 comes … [Read more...]

Reverse Mortgages - a Potentially Important Retirement Income Source

Posted on September 8, 2008 by bobrichards

Seniors who are in a cash flow bind because of increasing expenses or a drop in their investment income may want to look into tapping one of their … [Read more...]

How Annuities Work

Posted on September 5, 2008 by bobrichards

Annuities are term deposits with insurance companies.  They are similar to certificates of deposits at the bank (note: bank deposits are FDIC insured … [Read more...]

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Recent Posts

  • Recession Can Be Good for Retirees - The Silver Lining of Recession
  • Bear Market - When Will It End?
  • When Will the Stock Market Recover
  • How to Pay Lower Taxes on IRA Distributions
  • Retired and Stocks Losing Value

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