When you retire, you are frequently told to rollover your company retirement account, such as your 401(k) funds, into an IRA or into another company's … [Read more...]

Retired people are interested in conserving their capital as long as possible and this means lowering taxes. But because IRS imposes different tax … [Read more...]

Lots of seniors have purchased fixed annuities for their safety, simplicity and income tax deferral.  Yet some annuity owners are at risk to lose half … [Read more...]

Changes  a few years back (now set to expire in 2012) in the US tax code reduced the tax rate on dividends. Mutual fund investors know that their … [Read more...]

As we transition and create our income plan for our golden years, we uncover the painful reality that the road to retirement has its own shares of … [Read more...]