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An Omission on Your Life Insurance Application Could Cost Millions

Posted on April 9, 2012 by bobrichards

Would you fudge a fact or mis-state it just a little to get an important application approved? It's common for people to omit or forget facts on a … [Read more...]

Overview of Senior Healthcare Options for Retirees at 65

Posted on April 8, 2012 by bobrichards

Most retirees have two main senior health care options - Medicare and managed care. A third option, Medicaid, is a program that pays for medical … [Read more...]

Advantages and Uses of Survivorship Life Insurance

Posted on April 7, 2012 by bobrichards

Survivorship Life Insurance insures two lives in a single contract. Also called 'second-to-die' insurance, it pays the death benefit only after the … [Read more...]

Activities of Daily Living and Long-Term Care

Posted on April 7, 2012 by bobrichards

When you invest in various instruments, each has their own type of risk.  Some investments are considered less risky than others, but no investment is … [Read more...]

A Long-term Care Partnership Policy Can Protect Your Assets When You Need Medicaid

Posted on April 2, 2012 by bobrichards

Paying for long-term care (LTC) is costly. Many retirees divest themselves of their assets to let Medicaid pay for it for them. But this is overtaxing … [Read more...]

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