Getting a good rate is the most important incentive for many investors in fixed annuities when shopping for a new contract. For others, safety of … [Read more...]

One of the great features of fixed annuities is that the income is taxed only when withdrawn.  And since you decide when to make withdrawals, you … [Read more...]

Section 1035 of the tax code allows an investor to exchange one annuity for another without tax occurrence. But, before availing this specific … [Read more...]

Generally, when you sell one security and you buy another, you pay tax if you have a gain on the security sold.  Not so with annuities if exchanged … [Read more...]

It is interesting to understand that during the last three decades, interest rates on secure deposits have dramatically swung from as high as 14% to … [Read more...]